Workers' Compensation Insurance
Required in California from your first employee — no size threshold, no exemption.
- Carrier partners
- 35+
- On the phone and at the counter
- English & Español
What it covers
- Medical careTreatment for employees injured or made ill by their work.
- Lost wagesPart of an injured employee's pay while they recover.
- Employer's liabilityProtection if an employee sues the business over a work injury.
Questions we get asked
Do I need workers' comp with only one employee?
Yes. California requires it from your first employee.
What affects the cost?
Mainly your payroll, the type of work your employees do, and your claims history.