Landlord & Rental Property Insurance
A homeowners policy is written for the home you live in. A rental you own needs landlord cover.
- Carrier partners
- 35+
- On the phone and at the counter
- English & Español
What it covers
- The buildingDamage to the rental from fire, wind and other covered losses.
- Lost rental incomeRent you lose while a covered loss is repaired.
- Landlord liabilityIf a tenant or visitor is hurt and holds you responsible.
Questions we get asked
Can I use my homeowners policy on a rental?
Usually not once it's rented out. A landlord policy is written for a property you don't live in.
Does it cover my tenants' belongings?
No. Tenants need their own renters insurance — many landlords require it in the lease.