Earthquake Insurance in California
Standard home, condo and renters policies exclude earthquake damage. Earthquake insurance is the separate cover for it.
- Carrier partners
- 35+
- On the phone and at the counter
- English & Español
What it covers
- Your homeRepairs to the structure after an earthquake.
- Your belongingsPersonal property damaged in a quake.
- Living costsExtra costs of living elsewhere while your home is repaired.
Questions we get asked
Doesn't my homeowners policy cover earthquakes?
No. Standard home, condo and renters policies exclude earthquake damage — it needs its own policy.
How do earthquake deductibles work?
They're usually a percentage of the coverage amount rather than a flat dollar figure. We go through the options when we quote.