ATV & Off-Road Vehicle Insurance
Cover for ATVs, side-by-sides and dirt bikes — on trails, at the dunes and in the garage.
- Carrier partners
- 35+
- On the phone and at the counter
- English & Español
What it covers
- LiabilityCovers injury and damage you cause to others while riding.
- Damage and theftRepairs or replaces your machine after a crash, theft or fire.
- Off your propertyHome policies often cover recreational vehicles only on your own land, if at all — this covers you away from it.
Questions we get asked
Does my homeowners policy cover my ATV?
Often only on your own property, and sometimes not at all. A separate policy covers you on trails and public land.
Can I insure a dirt bike or side-by-side?
Yes. Tell us the make, model and where you ride.