Commercial Auto Insurance
For vehicles your business owns or uses — from one work truck to a small fleet.
- Carrier partners
- 35+
- On the phone and at the counter
- English & Español
What it covers
- Business vehiclesLiability and physical damage for trucks, vans and cars used for work.
- Hired and non-ownedCover when employees use their own cars, or you rent vehicles, for business.
- TruckingOwner-operators and small fleets — tell us what you haul and how far.
Questions we get asked
Why won't my personal policy cover my work vehicle?
Many personal policies exclude business use — deliveries, hauling for pay, carrying tools between jobs. Commercial auto covers that use.
Do I need commercial auto if employees drive their own cars?
Hired and non-owned auto cover protects the business in that case. Ask us about it.