Jet Ski & Personal Watercraft Insurance
Cover for jet skis and personal watercraft — liability on the water, and damage to the craft itself.
- Carrier partners
- 35+
- On the phone and at the counter
- English & Español
What it covers
- LiabilityCovers injury and damage you cause to swimmers, other riders and boats.
- Damage and theftRepairs or replaces the watercraft, and often its trailer, after an accident or theft.
- Guest ridersTell us who else rides it — cover for other drivers varies by carrier.
Questions we get asked
Do I need insurance for a jet ski?
California doesn't require it for most watercraft, but a collision on the water can lead to large claims.
Is the trailer covered?
Many policies include the trailer, or can add it. We check when we quote.