Rideshare Insurance for California Drivers
Driving for Uber or Lyft? Your personal policy may not cover you while the app is on. Rideshare cover fills that gap.
- Carrier partners
- 35+
- On the phone and at the counter
- English & Español
What it covers
- The app-on gapWhile you're logged in and waiting for a ride, your personal policy may exclude you and the company's cover is limited.
- Your own car's damageRideshare cover can protect your car when the company's policy doesn't.
- Delivery driving tooFood and package delivery raise the same question — tell us which apps you drive for.
Questions we get asked
Doesn't Uber or Lyft insure me?
They provide some cover, but it changes with what you're doing — waiting for a request, on the way to a pickup, or carrying a passenger. Gaps are common, especially while waiting.
Will my personal insurer find out I drive rideshare?
Tell your insurer. Many personal policies exclude commercial driving, and a claim can be denied if they find out later.