Boat & Yacht Insurance
Cover for your boat, the people aboard and the damage a day on the water can do.
- Carrier partners
- 35+
- On the phone and at the counter
- English & Español
What it covers
- Liability on the waterCovers injury and damage you cause to other people, boats and docks.
- Hull, engine and gearRepairs or replaces the boat and its equipment after an accident, storm or theft.
- Marinas and lendersMany marinas and boat lenders require proof of insurance — we can provide it.
Questions we get asked
Is boat insurance required in California?
State law doesn't require it for most boats, but marinas and lenders often do — and liability on the water can be costly.
Does my homeowners policy cover my boat?
Usually only small boats, with low limits. Most boats need their own policy.